Huntington Bank near me is a full-service, national bank that provides personal and business banking services. It also offers a number of other financial products and services including mortgages, insurance and investment accounts.
Open an Account
The process to open a new account at huntington bank near me is fairly simple. You will need to provide some basic personal information like your government-issued ID and Social Security number.
Avoid Overdraft Fees
If you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee. However, if you’re overdrawn by more than $50, Huntington Bank will charge you an overdraft fee of $25 each consecutive business day your account is overdrawn.
Your Guide to Finding Huntington Bank Locations Near You: Branches and ATMs
If you’re in a pinch and need to borrow money, you can use the Standby Cash(r) feature to access up to $1,000 without having to worry about your credit score. This line of credit is only available for three months, after which you’ll have to pay a 1% interest rate.
Save With Huntington
There are two primary savings options at Huntington: Relationship Savings and Premier Savings. Both come with monthly maintenance fees that can be waived by maintaining a certain minimum balance or having an eligible checking account.
CDs and Savings rates
The bank’s CD and savings products carry modest interest rates. However, you can link savings and money market accounts to your checking account to eliminate some fees and get perks such as overdraft protection on your deposits.